Free Buyer Tools
Fideicomiso Cost Calculator
Estimate the costs of setting up a fideicomiso (bank trust) for purchasing property in Mexico's restricted zone. Foreign buyers purchasing land within 50km of the coast or 100km of the international border must use a bank trust (Fideicomiso). Estimate your setup and annual maintenance fees below.
Fideicomiso Cost Calculator
Estimate the costs of setting up a fideicomiso (bank trust) for purchasing property in Mexico's restricted zone.
Select a bank to see cost estimates.
These are estimates. Actual fees may vary based on the property value, bank policies, and current exchange rates. Consult the bank for precise quotes.
Understanding the Mexican Fideicomiso
What is a Fideicomiso?
A Fideicomiso is a safe, legal bank trust structure authorized by the Mexican government. Under this trust, the Mexican bank acts as the trustee (holding the legal title), while you (the buyer) are designated as the primary beneficiary. You retain all rights of ownership, including building, selling, renting, or passing the property to heirs.
Why is it Required?
The Mexican Constitution originally restricted foreign nationals from owning land in the "Restricted Zone." The Foreign Investment Law of 1973 created the Fideicomiso to bypass this restriction safely, giving foreign buyers absolute legal protection and private ownership rights equivalent to direct deeds.
Ongoing Maintenance
Once set up, your only ongoing trust obligation is the annual maintenance fee, paid directly to the bank. Keeping this active ensures your ownership title remains fully registered and in good standing in the public registry.