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Calculadora de Costos de Fideicomiso

Estima los costos de configurar un fideicomiso para adquirir propiedades en la zona restringida de México. Foreign buyers purchasing land within 50km of the coast or 100km of the international border must use a bank trust (Fideicomiso). Estimate your setup and annual maintenance fees below.

Calculadora de Costos de Fideicomiso

Estima los costos de configurar un fideicomiso para adquirir propiedades en la zona restringida de México.

Selecciona un banco para ver estimaciones de costos.

Estos son estimados. Los costos reales pueden variar según el valor de la propiedad, políticas del banco y tasas de cambio actuales. Consulta al banco para cotizaciones precisas.

Key Requirements

  • •Restricted Zone: Applies to all properties within the 50km coastal strip and 100km border strip.
  • •SRE Permit: Issued by the Ministry of Foreign Affairs; mandatory before trust finalization.
  • •50-Year Term: Fideicomisos are issued for 50 years and can be renewed indefinitely.

Setup Process

  1. 1.Select a Mexican bank trustee (Fiduciario).
  2. 2.Submit the SRE permit application.
  3. 3.The bank drafts the trust contract and coordinates with a Notary.
  4. 4.Sign the deed at the notary public and fund the transaction.

Understanding the Mexican Fideicomiso

What is a Fideicomiso?

A Fideicomiso is a safe, legal bank trust structure authorized by the Mexican government. Under this trust, the Mexican bank acts as the trustee (holding the legal title), while you (the buyer) are designated as the primary beneficiary. You retain all rights of ownership, including building, selling, renting, or passing the property to heirs.

Why is it Required?

The Mexican Constitution originally restricted foreign nationals from owning land in the "Restricted Zone." The Foreign Investment Law of 1973 created the Fideicomiso to bypass this restriction safely, giving foreign buyers absolute legal protection and private ownership rights equivalent to direct deeds.

Ongoing Maintenance

Once set up, your only ongoing trust obligation is the annual maintenance fee, paid directly to the bank. Keeping this active ensures your ownership title remains fully registered and in good standing in the public registry.

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